You absolutely cannot expect them to 'figure out' Stripe. Chinese consumers do not use credit cards online. It's WeChat Pay or Alipay, or zero revenue. The catch: as a foreign entity, integrating directly with WeChat/Alipay is a nightmare of paperwork. Your best path is using an aggregator like PingPong or a merchant of record like Paddle that supports Alipay/WeChat natively. Yes, they take a larger cut, but they abstract away the compliance.

It's not 'cluttered', it's high-density. Western design (Apple/Google) prioritizes negative space and single-purpose flows. Chinese design prioritizes discoverability and zero-click access. Also, remember the context: the mobile internet boom in China skipped the desktop era for hundreds of millions of users. They didn't start with Google Search; they started with app portals. A 'super app' is essentially a mobile OS. If you build a single-purpose app in China, users get annoyed they have to leave WeChat to use it.